Vera Legacy · Resources

Guides for families
navigating digital estates.

Honest, practical information — written to help you understand the process. If you need help doing it, we're here.

Financial Account Guides

What Happens to Bank Accounts When Someone Dies?

Joint accounts, POD designations, probate accounts — what each type means and how to notify banks after a death.

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How to Notify Banks After a Death

How to contact estate services at Chase, BofA, Wells Fargo, Ally, and other institutions. What documents they need and what happens next.

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What Happens to a 401(k) When Someone Dies?

Beneficiary options, how to notify the plan administrator, rollover rules, and the 10-year distribution requirement explained.

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What Happens to Investment Accounts When Someone Dies?

TOD designations, the stepped-up cost basis tax benefit, the estate claim process at Fidelity and Schwab, and what happens to open positions.

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How to Find All Financial Accounts of a Deceased Person

Email searches, tax returns, unclaimed property databases, and employer HR — every method for locating the complete financial picture.

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Platform-Specific Guides

How to Close a Facebook Account After Someone Dies

Memorialize or remove a Facebook profile. What documents you need, the exact process, and timeline.

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How to Close an Instagram Account After Someone Dies

Instagram removal and memorialization. Can you save their photos? Complete guide for families.

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How to Close a LinkedIn Account After Someone Dies

LinkedIn profile removal, Premium subscription cancellation, and handling professional content.

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What Happens to an Apple ID When Someone Dies?

iCloud, photos, subscriptions, and Apple's Digital Legacy process. What families can actually access.

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How to Access a Deceased Person's iPhone

What's possible with and without the passcode. Priority actions when the phone is accessible.

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What Happens to Gmail When Someone Dies?

Google's deceased user process, Inactive Account Manager, and what data families can access.

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How to Cancel Amazon Prime After a Death

Recovering gift card balances, cancelling Prime, handling Subscribe & Save, and the Amazon Store Card.

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How to Cancel Netflix After a Death

Cancel with or without the password, get a refund, and handle family plan transfers.

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What Happens to Spotify When Someone Dies?

Cancelling Premium, saving playlists, handling family plans, and Spotify for Artists accounts.

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How to Close a PayPal Account After Someone Dies

Recovering the PayPal balance, stopping recurring payments, and handling PayPal Credit.

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What Happens to Venmo When Someone Dies?

Recovering a Venmo balance, closing the account, and handling the Venmo Credit Card.

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How to Close a Robinhood Account After Someone Dies

The estate claim process, handling stocks and crypto, options positions, and Robinhood Gold.

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Understanding Digital Estates

What Is a Digital Estate? A Complete Guide

What a digital estate includes, why it matters, and what families need to know to administer it properly.

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What Is RUFADAA and How Does It Protect Families?

The digital asset law that gives executors authority to access online accounts — explained in plain language.

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How to Create a Digital Will Before You Die

The simple document that saves your family weeks of grief. What to include and where to store it.

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How Long Does Digital Estate Cleanup Take?

Realistic timelines for every major platform. What affects the process and how to speed it up.

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Should You Memorialize or Delete Social Media After Death?

The honest guide to making this emotionally significant decision. Arguments for each option.

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How to Protect Against Identity Theft After a Family Member Dies

Deceased persons are prime targets. Credit bureaus, digital accounts, and what to watch for.

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Account Discovery & Asset Recovery

How to Find All Online Accounts of a Deceased Person

The 8 email searches that surface every account, plus the bank statement method and what to do with no access.

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How to Cancel Subscriptions After a Loved One Dies

Netflix, Spotify, Amazon, Adobe and 20+ platforms. Exact process, documents needed, refund policy.

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How to Recover a Deceased Person's Digital Assets

What's recoverable and what isn't. PayPal balances, crypto, investments, refunds — honest breakdown.

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What Happens to Cryptocurrency When Someone Dies?

Exchange-held vs self-custody crypto. The seed phrase reality. What families can and cannot recover.

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The Complete Digital Estate Checklist for Executors

Every step in the right order — from day one through final closures. Print and work through it.

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