One of the most thoughtful things you can do for your family is spend two hours creating a digital will. Not a legally complex document — simply a clear, organized record of your digital life and what you want done with it. This single document can save your family weeks of confusion, protect your assets, and ensure your digital presence reflects your wishes after you're gone.

Vera Legacy exists because most people don't create this document in time. This guide helps you create one while you still can.

What a Digital Will Is — And Isn't

A digital will is not a formal legal document in most states — it does not replace your traditional will or require a notary. It is a practical inventory and instruction document that tells your family and executor exactly what accounts you have, how to find them, and what to do with each one.

Some estate attorneys recommend including a reference to your digital will in your traditional will, or attaching it as a schedule. This ensures your executor has legal authority to act on your digital instructions under RUFADAA. Ask your estate attorney about this if you have a traditional will.

What a Digital Will Should Include

A complete digital will covers six areas:

A Simple Template

Digital Will Template — [Your Name] — Updated [Date]

SECTION 1: EMAIL ACCOUNTS
Primary email: [email address]
Secondary email: [email address]
Passwords stored: [location — e.g., "in the red notebook in the home office"
or "in LastPass, master password given to [person]"]
Wishes: [close / memorialize / transfer to [person]]

SECTION 2: FINANCIAL ACCOUNTS
PayPal: [email]
Venmo: [phone number associated]
Crypto: [exchange names] — account emails: [emails]
Crypto wallets: [seed phrase location — e.g., "in the fireproof safe"]
Investment accounts: [Robinhood, Fidelity, etc.] — account emails

SECTION 3: SOCIAL MEDIA
Facebook: [profile name] — Wishes: memorialize / delete
Instagram: [@handle] — Wishes: memorialize / delete
LinkedIn: [profile URL] — Wishes: remove
Other: [platform, handle, wishes]

SECTION 4: SUBSCRIPTIONS
[List major subscriptions — Netflix, Spotify, etc. — with email used]
All are funded by: [credit card last 4 digits]

SECTION 5: CLOUD STORAGE
Google Photos / Drive: [email]
iCloud: [Apple ID email]
Important files location: [description]

SECTION 6: MY DIGITAL EXECUTOR
I designate [full name] to manage my digital estate.
They can be reached at [phone / email].
This document was last updated: [date]

Where to Store Your Digital Will

The digital will must be findable without digital access — because the person who needs it may not be able to access your devices. Store it in at least two of these locations:

Do not rely solely on digital storage — a document stored only on your phone or cloud account may be inaccessible to the exact person who needs it.

Important Security Note on Passwords

Do not write your actual passwords in the digital will document. Instead, note where passwords are stored — "in the LastPass password manager, master password is written on the card in the back of the red notebook." This prevents the document itself from becoming a security risk if it falls into the wrong hands before your death.

Update It Annually

Your digital life changes every year. New accounts, new subscriptions, new crypto holdings. Schedule a 30-minute review every January to update the document. An outdated digital will is significantly less useful than a current one.

Already dealing with a loved one's estate?

If your loved one didn't leave a digital will, Vera Legacy helps families reconstruct the account inventory and manage the entire closure process — from $147.

See How We Help →

The Digital Vault — A Better Solution

A paper digital will has limitations — it can be lost, damaged, or found by the wrong person. The Vera Legacy Digital Vault, launching Q4 2026, provides encrypted, attorney-integrated storage for your digital will and credentials. Your designated executor and attorney receive access automatically when needed — not before. Join the founding member waitlist at veralegacy.com/vault.html.